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How to study in Canada: Visa, Cost of Living, Expenses and other details you need to know


As far as studying abroad is concerned, Canada is one of the most popular foreign student destinations in the world, with a wide range of experiences and possibilities in a country noted for its large stretches of land, ethnic towns, and natural beauty. Studying abroad can be costly, but Canada is one location where a good education is more affordable than in many other countries. However, while calculating the projected cost of studying in Canada, remember to factor in expenses such as housing, food, health insurance, and travel in addition to your tuition charge. This will make it easier for you to plan your trip and keep a tab on your budget.

The Council of Ministers of Education of Canada (CMEC) provides a valuable online tool that allows prospective overseas students to rapidly assess the costs of studying at various Canadian universities, as well as provide assistance on the paperwork required to apply. You can check out the details at https://www.cmec.ca/en/.

Cost of Living

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Login to view resultThe cost of living depends on various factors which include Flight Expenses, Study Permit Fees, Work Permit Fees, IELTS test Fees, Accommodation, Travel Costs, Health Insurance, Food and Entertainment. Books, stationery, library membership, utilities such as rent, water, electricity, phone, and internet charges, as well as other personal expenses, are some of the additional living expenses that are added to the total cost of living in Canada.
The cost of a flight to Canada ranges from INR 1,00,000 to INR 2,00,000 each flight. Canada boasts a cross-continent highway system that stretches to the far reaches of the United States. However, both short and long-distance travel in Canada is prohibitively expensive. As a result, students choose to go by subway, rail, or bus.

For accommodation, most institutions provide on-campus housing, but you can also live off-campus. Students can choose between dormitories and townhouses for living on campus, whereas off-campus housing choices include shared apartments, single apartments, condominiums, homestays, and host family living. The cost of renting a room or an apartment might range from CAD 5,000 to CAD 10,000 per year, depending on the style of room or apartment. Furthermore, the cost of lodging in large cities such as Toronto and Montreal may be higher than in other cities.

Since medical insurance is mandatory for the students studying in Canada, it is included in the final cost of studying in Canada estimations. The overall cost of insurance might range from CAD 300 to CAD 800 per year, depending on the type of coverage chosen.
Who can apply for a study visa?

A Canadian study permit is required for students who desire to apply to any university in Canada for academic or professional training. Students who are enrolling in a course that will last longer than six months should apply for a study permit. If you desire to continue your studies after receiving a Canadian study permit, you can apply to renew it from within Canada. A study permit allows full-time students enrolled in a recognised higher education institution to work part-time on campus. You may also be able to work off-campus, participate in a co-op or internship as part of your degree, become a permanent resident of Canada, or find work after graduation.

The cost of a student visa in Canada is 150 CAD. Application costs are determined by the student’s nationality as well as the university to which they are applying and students must present proof of money in addition to the letter of admission and other documents, and the minimum bank balance required to apply for a Canadian student visa is CAD 10,000 for one year. You can provide any of the following documents to prove you have this money: bank statements, evidence of a Canadian account in your name if the money was transferred, a bank draught in a convertible currency, proof of payment of tuition and accommodation fees, a letter from a person or institution providing you with money, or proof of funding paid from within Canada if you have a scholarship or are enrolled in a Canadian-funded programme.

How to save money in Canada?

Many advantages and concessions have been granted for Indian students applying to Canadian colleges. These scholarships assist Indian and international students in lowering their living costs in Canada. Scholarships are awarded based on merit, academic achievement, or projected skills. Students must check the eligibility requirements for each scholarship before applying.

Lester B. Pearson International Scholarship Program, President’s Scholarship for World Leaders, and Graduate Fellowship at the University of Manitoba (UMGF) are some of the scholarships available to Indian students in Canada.

Claiming student banking discounts is another option to save money. As a university student, you should make use of all five of Canada’s major banks’ student banking services.

To keep a tight grip on your budget, you can buy the stuff you need on second-hand marketplaces. Also, avoid using your credit card and take advantage of all of the freebies available on campus, as institutions give out a lot of those, whether it’s coupons, t-shirts, condoms, lip balm, coffee, or tickets to sporting events, especially at the beginning of each semester.

Taxes to be paid by students in Canada

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